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MLS# 773756

Status: Active
12011 Front Beach Road, #103B
Panama City Beach, FL 32407
$450000.00

Beds Total: 2
Bathrooms: 2.00
Baths Full: 2
Sq Ft Total: 1076.00
Year Built: 2005
Garage Description: 0.00
On Waterfront: Yes
(850) 502-2725


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Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining.Inside, the condo has been freshly painted & the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat or a refreshed, high-performing rental.Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building.Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast.With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

Additional Features

List Date:2025-05-20
Full Baths:2
Waterfront:Yes
Sub Area:0318 - Beach - Central South
Community/Resort:None
Parcel ID:34809-610-003
Elementary School:Hutchison Beach
Middle School:Surfside
High School:Arnold
Appliances:Cooktop - Electric,Dishwasher,Disposal,Dryer,Microwave,Oven - Electric,Refrigerator,Washer,Washer/Dryer Stacked,Water Heater - Electric
HOA Frequency:Monthly
HOA Amount:977.00
HOA Fee:Yes
Cumulative DOM:290
Days On Market:290
Last Taxes:5465.00
Last Tax Year:2024
Utilities:Cable - Connected,Electricity - Connected,Phone - Available,Public Sewer - Connected,Public Water - Connected
Project Facilities:BBQ Pit/Grill,Beach,Community Room,Elevator(s),Fitness Center,Picnic Area,Pool,Waterfront
Present Zoning:Resid Multi-Family
Exterior:Balcony
Lot Features:Coastal Construction Control Line,Waterfront,Within 1/2 Mile to Water
Fees Include:BBQ Pit/Grill,Beach,Cable TV,Community Room,Fitness Center,Insurance,Internet,Internet-WiFi,Maintenance Grounds,Management,Picnic Area,Pool,Recreational Faclty,Sewer,Trash Disposal,Water
Construction/Siding:Concrete