**NEW CONSTRUCTION, Available October 2025** Model home photos used for reference. 3-Car Garage! Welcome to the Lila floor plan by Kolter Homes. This floorplan blends modern elegance with comfort and durability. This 3-bedroom, 3-bathroom residence features a 3-car courtyard garage, charming front porch, and paver driveway. Engineered to exceed current Florida Building Code standards, this home includes 2x6 exterior walls, impact-resistant windows, and James Hardie exterior for long-lasting quality and peace of mind. Inside, soaring tray ceilings create an open, elevated atmosphere. The gourmet kitchen is the heart of the home, boasting designer-selected finishes such as an expansive island, quartz countertops, brushed nickel hardware, and GE Profile appliances. The owner's suite offers a luxurious retreat, featuring a frameless walk-in shower with built-in seating, delivering a true spa-like experience. Throughout the home, rich hardwood flooring adds a seamless and sophisticated touch. This homesite also backs up to protected Florida wilderness, offering serene preserve views and exceptional privacy. Located in the sought-after Saltgrass at Ward Creek community, Panama City Beaches newest master planned community. Saltgrass offers resident only amenities that includes lawn care, resort style pool & Pavillion, & pickleball courts This home places you just minutes from all that Panama City Beach has to offer--without the congestion. Enjoy quick access to 30A beaches, Pier Park, and a vibrant array of shopping and dining. Saltgrass is also 1 mile away from the New TMH/FSU Trauma 1Hospital, a few miles away from the upcoming West Bay Shopping Center with 50,000+ sq. ft. of retail space, and a Publix, expected to open in Spring 2026. Whether you're looking for elegance, space, or an unbeatable location, The Lila delivers it all--luxury living inside and out *Price reflects current incentive* With our Mortgage company CTC mortgage ask about special financing options with rates in the low 3% range.