LUXURY Waterfront with direct water access across two parcels totaling nearly 3.5 gated acres on St. Joe Bay, this exceptional estate offers a rare blend of privacy, architectural distinction, and refined coastal living. Designed for both elegant everyday living and effortless entertaining, the home showcases sweeping bay views, dramatic scale, and timeless sophistication. Upon entry, soaring ceilings, expansive walls of glass, and striking architectural details frame the bay as living art. The great room is filled with natural light and anchored by rich wood floors, exposed beams, and a sculptural fireplace--creating a space that feels both grand and inviting. Every detail is intentional, drawing the eye outward to the water while surrounding you in warmth and comfort. Open living and dining areas flow seamlessly, ideal for intimate gatherings or larger celebrations. The kitchen blends beauty and function with a generous island and tailored finishes that complement the home's coastal-modern aesthetic. The primary suite serves as a private sanctuary with tranquil water views, a fireplace, spa-inspired bath, and an oversized walk-in closet. A flexible loft provides space for an office, studio, or guest accommodations, while an elevator offers effortless access to all levels. Outdoor living is central to the experience, with expansive decks and a screened porch with fireplace perfect for enjoying bay breezes and sunsets. A private dock offers immediate access to kayaking, paddleboarding, and scalloping in the calm, clear waters of St. Joe Bay. With two parcels and rare mixed-use potential, this distinctive waterfront estate presents an exceptional opportunity for a legacy residence or future vision.