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MLS# 783789

Status: Active
13649 Banana Wind Way, #31
Panama City Beach, FL 32413
$1239120.00

Beds Total: 5
Bathrooms: 5.00
Baths Full: 4
Baths Half: 1
Sq Ft Total: 2128.00
Acres: 0.06
Year Built: 2023
On Waterfront: No
(770) 354-6442


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🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴Your Gateway to Paradise! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential.Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons.🏡The HomeStep inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light.The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests.The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage.Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool.🌊Resort Lifestyle & AmenitiesMargaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities:580 feet of private beachfront with chair & umbrella service2.5-acre heated oasis pool425-foot lazy river and waterslidesPoolside food & beverage servicePaddleboard and kayak rentalsGame lawn and beachfront activitiesOn-site professional rental management teamDaily resort servicesThe resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings.📍Prime Panama City Beach LocationLocated just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of Mexico. Located 15.7 miles from Northwest Florida Beaches International Airport.⭐Investment & Lifestyle OpportunityBacked by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities.Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

Additional Features

List Date:2026-01-15
Full Baths:4
Half Baths:1
Waterfront:No
Sub Area:0320 - Beach - Middle Central
Community/Resort:None
Parcel ID:34764-200-310
Elementary School:Hutchison Beach
Middle School:Surfside
High School:Arnold
Appliances:Cooktop - Gas,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Ice Maker,Microwave,Oven - Electric,Refrigerator,Washer
HOA Frequency:Quarterly
HOA Amount:2225.00
HOA Fee:Yes
Cumulative DOM:49
Days On Market:50
Last Taxes:12447.00
Last Tax Year:2025
Utilities:Cable - Connected,Natural Gas - Connected,Public Sewer - Connected,Public Water - Connected
Project Facilities:Beach,Community Room,Dining,Fitness Center,Game Room,Meeting Room,Pool,Recreation Facilities,Retail Shops,Security,Water Park,Waterfront
Present Zoning:Resort
Exterior:Double Pane Windows,Patio - Open,Sprinkler System
Lot Features:Covenants & Rescrictions,Dedicated Beach,Deeded Access,Deeded Access Water,Landscaped,Near Beach Access,Sidewalk,Within 1/2 Mile to Water
Waterfront Feature:Shore - Beach
Fees Include:Accounting,Beach,Cable TV,Community Room,Fitness Center,Game Room,Internet-WiFi,Legal,Maintenance Grounds,Management,Master Association,Meeting Room,Pool,Recreational Faclty,Security,Trash Disposal,Water,Water Park
Construction/Siding:Roof - Metal,Siding - Hardie Board