Reduced & a $5,000 seller concession is offered toward the buyer's closing costs and/or a point buy down.Ideally located just minutes from the sugar-white sands of Panama City Beach, this fully furnished 3-bedroom, 2-bath beach house offers an excellent opportunity as a short-term rental investment or personal beach retreat. With no HOA and short-term rentals allowed, the property provides flexibility and strong potential for income or relaxed coastal living. Situated near Beach Access #16 and Rick Seltzer Park, the home provides quick and easy access to the Gulf, making beach days effortless.Inside, you'll find a bright, open living area with 9' ceilings and durable LVP and tile flooring, ideal for beachside living. The kitchen is equipped with stainless steel appliances and comes stocked for immediate use. The home comfortably accommodates 8-10 guests, making it well suited for vacation rental income or hosting family and friends.Additional highlights include a garage with laundry, low-maintenance landscaping, and a fenced backyard with covered patio, perfect for relaxing after a day at the beach. The property is located in Flood Zone X, has no HOA, and features a roof approximately 3 years old.With its proximity to the beach, rental flexibility, and move-in ready furnishings, this property presents a great opportunity to own a beach home in Panama City Beach with excellent potential.