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MLS# 785146

Status: Active
9900 S Thomas Drive, #131
Panama City Beach, FL 32408
$610000.00

Beds Total: 3
Bathrooms: 3.00
Baths Full: 3
Sq Ft Total: 1400.00
Year Built: 2007
Garage Description: 1.00
On Waterfront: Yes
(850) 573-4045


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Experience elevated coastal living in this rare East-side corner, ground-floor premium condo offering 3 bedrooms, 3 baths, and sweeping panoramic Gulf views. Designed with the highly desirable ''U'' floor plan, this layout provide breathtaking sunrise and sunset vistas from the expansive wrap-around balcony. What truly sets this condo apart is its private gated terrace access--step directly from your balcony to the pool deck and onto the beach. Inside, the condo has been thoughtfully renovated and beautifully refurnished. Recent upgrades include: New granite countertops, Luxury vinyl plank flooring throughout, New sink and faucet,Updated hanging light fixtures, Shiplap accent wall in the living area, Fresh interior paint, All new bedroom furniture and Soaring 12-foot ceilings for an open, airy feel. The functional layout features two spacious main suites, each with private baths, plus a third bedroom with its own bath--ideal for larger families or maximizing rental occupancy. A large exterior storage room just outside the front door adds additional convenience for beach gear and owner storage.With strong rental performance, unmatched accessibility, and premium corner positioning, this condo is perfectly suited for investors seeking income potential as well as buyers wanting a spacious Gulf-front retreat. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Additional Features

List Date:2026-02-11
Full Baths:3
Waterfront:Yes
Sub Area:0318 - Beach - Central South
Community/Resort:None
Parcel ID:40000-675-012
Elementary School:Breakfast Point
Middle School:Surfside
High School:Arnold
Appliances:Dishwasher,Dryer,Oven - Electric,Refrigerator,Washer,Water Heater - Electric
HOA Frequency:Quarterly
HOA Amount:4707.98
HOA Fee:Yes
Cumulative DOM:23
Days On Market:23
Last Taxes:5835.21
Last Tax Year:2025
Utilities:Cable - Connected,Electricity - Connected,Public Sewer - Connected,Public Water - Connected
Project Facilities:Elevator(s),Fitness Center,Gated,Pool,Security,Spa/Hot Tub,Waterfront
Present Zoning:Resid Multi-Family
Exterior:Balcony
Fees Include:Fitness Center,Gated,Insurance,Maintenance Grounds,Master Association,Pool,Security,Sewer,Trash Disposal,Water