This home at 1804 Hickory Ave in Panama City, Florida, is located in the historic St. Andrews district with the beautiful St. Andrews Bay a short drive away. This is a GREAT INVESTMENT OPPORTUNITY or to live in while you work on making improvements. This 2-bedroom, 1-bath home is being sold AS-IS, with strong potential for renovation with several big-ticket components already updated, including the roof, double-pane windows, new back door, electrical, HVAC system, water heater, appliances, and kitchen and bath fixtures. The property will require some exterior improvements and general cosmetic finishing inside. The spacious lot includes a large backyard area with remaining debris from prior outbuildings lost during Hurricane Michael; buyer to assume responsibility for cleanup. Available for Cash or Conventional financing, with potential options for an FHA renovation loan. Please inquire for additional info on loan programs. Schedule your showing today, and see how you can give this house the TLC it deserves! All measurements approximate; buyer to verify if important.