Welcome to Magnolia Bay Club in Upper Grand Lagoon, a private gated waterfront community on the shores of St. Andrews Bay where refined coastal living meets an active outdoor lifestyle.This elegant single level ranch home offers three bedrooms and two full baths in a beautifully designed open concept layout that feels both spacious and inviting. Natural light fills the main living areas, creating a seamless flow between the living room, dining space, and chef inspired kitchen. The kitchen features granite countertops, stainless steel appliances, custom cabinetry, and a generous pantry, all thoughtfully designed for both everyday living and effortless entertaining.Beyond the interiors, the true luxury of this home is the lifestyle that surrounds it.Magnolia Bay Club offers resort style amenities set directly on St. Andrews Bay, including a heated waterfront pool overlooking the water, a charming gazebo, grilling and picnic areas, a fitness center, playground, and private bay access. Residents enjoy kayaking, paddle boarding, fishing at sunset, and storing their watercraft conveniently near the shoreline. Morning walks along the bay and golden hour views become part of your daily routine.Located on the desirable east end near Upper Grand Lagoon, this community offers a peaceful waterfront setting while remaining close to Downtown Panama City, St Andrews, marinas, dining, and local favorites. The rear entry driveway and brick style approach enhance the home's architectural appeal and contribute to the neighborhood's polished coastal aesthetic.This is more than a home. It is a refined waterfront lifestyle designed for those who value comfort, activity, and the beauty of living near the bay.